Journal of Economic, Finance Research and Review (JEFRR) · Research article · Open access
Sustainable Management Practices in Islamic Banking Promoting Social Finance for Economic Resilience in Bangladesh
Mohammad Al-Amin
14 February 2026 · Vol. 2, Issue 2, pp. 88-98
DOI: 10.65150/EP-jefrr/V2E2/2026-04
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What is this article about?
7% in 2022, and has up to 62 million people at the edge of collapse amid the shocks of inflation and disasters (World Bank, 2025). 18 percent of its investments by December 2025, provides ethical resilience through Shariah-compliant risk-sharing and social imperatives.
Article at a glance
- Published
- 14 February 2026
- Volume / issue / pages
- Vol. 2, Issue 2, pp. 88-98
- ISSN
- 3051-3650 (online) · 3051-3642 (print)
- Licence
- CC BY 4.0 — free to read and reuse with attribution
- Peer review
- Double-blind, at least two independent reviewers
- Publisher
- EP Journals Group
Abstract
Wretched by climate anarchy and commanding poverty, Bangladesh suffers economic ruptures, with moderate poverty soaring to 21.2% in 2025 (microsimulation estimates) from 18.7% in 2022, and has up to 62 million people at the edge of collapse amid the shocks of inflation and disasters (World Bank, 2025). Although it is undergoing a five-bank merger into Sammilito Islami Bank PLC in December 2025, which will command 51.73 percent of deposits, Islamic banking, with a 24.35 percent command of 29.18 percent of its investments by December 2025, provides ethical resilience through Shariah-compliant risk-sharing and social imperatives. This question explores sustainable management - a combination of ESG and Maqasid al-Shariah - to increase the social finance (Zakat, Waqf, micro-Sukuk) over climate crises, post-2024 crises, and skyrocketing NPF ratios (>90% in troubled organizations). The results derived through mixed-methods (15 interviews, 250 surveys; secondary vortices of Bangladesh Bank/World Bank), and OLS regression of 2020-2025 trajectories, 2025 financing 373.73 billion (benefitting 115,158 souls) is driven by sustainable practices, with 2025 liquidity tumults, merger shocks, and poverty erosion through green infusions 2020) are independent variables with 0.014 beta. Novelty waves: A Bangladesh-made structure integrates Islamic principles with SDGs 1 and 13, calling on Bangladesh Bank to jump-start green Sukuk incentives and ESG-Shariah mergers. Essence Empirical Shariah-sustainability bonds to resilience in a vortex-vulnerable economy, and increased SDG synergy by 15-20% in flood-scarred realms. The keywords will include: Islamic banking, sustainable management, social finance, economic resilience, Bangladesh, Maqasid al-Shariah, Zakat, Waqf, green financing, ESG integration, financial inclusion, Shariah compliance.
Keywords: Islamic banking, sustainable management, social finance, economic resilience, Bangladesh, Maqasid al-Shariah, Zakat, Waqf, green financing, ESG integration, financial inclusion, Shariah compliance
Cite this article
Mohammad Al-Amin (2026). Sustainable Management Practices in Islamic Banking Promoting Social Finance for Economic Resilience in Bangladesh. Journal of Economic, Finance Research and Review, 2(2), 88-98. https://doi.org/10.65150/EP-jefrr/V2E2/2026-04
@article{Mohammad2026,
title = {Sustainable Management Practices in Islamic Banking Promoting Social Finance for Economic Resilience in Bangladesh},
author = {Mohammad Al-Amin},
journal = {Journal of Economic, Finance Research and Review},
year = {2026},
volume = {2},
number = {2},
pages = {88-98},
doi = {10.65150/EP-jefrr/V2E2/2026-04},
url = {https://doi.org/10.65150/EP-jefrr/V2E2/2026-04}
}Questions about this article
Who wrote this article?
Mohammad Al-Amin.
Where and when was it published?
In Journal of Economic, Finance Research and Review, Volume 2, Issue 2, pages 88-98, published by EP Journals Group on 14 February 2026.
Is this article free to read?
Yes. It is open access under a Creative Commons Attribution 4.0 (CC BY 4.0) licence, so anyone can read, share and reuse it with attribution.
What is the DOI of this article?
10.65150/EP-jefrr/V2E2/2026-04 (https://doi.org/10.65150/EP-jefrr/V2E2/2026-04).
How do I cite this article?
APA: Mohammad Al-Amin (2026). Sustainable Management Practices in Islamic Banking Promoting Social Finance for Economic Resilience in Bangladesh. Journal of Economic, Finance Research and Review, 2(2), 88-98. https://doi.org/10.65150/EP-jefrr/V2E2/2026-04
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