Impact of Mobile Money on Financial Inclusion in Nigeria (With Specific Emphasis on Opay Users in Lagos State)

Authors: Abuh, James Emmanuel, Ajagun Olusegun Peter, Alabi, Olukemi Olubukola

Journal: Journal of Economic Finance Research and Review (JEFRR)

Published: 2026-04-07 · Volume 2, Issue 04, pp. 198-210

DOI: 10.65150/EP-jefrr/V2E4/2026-01

Abstract

This study investigates the impact of mobile money services, specifically Opay, on financial inclusion in Lagos State, Nigeria, analyzing how digital payment platforms contribute to broadening access to financial services.

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