Artificial Intelligence + Financial Risk Control: Application and Development Analysis of Credit Default Prediction Models Based on Machine Learning and Deep Learning
Authors: Deng Ke
Journal: Journal of Economic Finance Research and Review (JEFRR)
Published: 2026-04-27 · Volume 2, Issue 04, pp. 246-253
DOI: 10.65150/EP-jefrr/V2E4/2026-06
Abstract
Driven by the "AI+" national strategy, artificial intelligence technologies—represented by machine learning, deep learning, and large language models (LLMs)—are revolutionizing the core paradigm of financial risk management with unprecedented depth. This paper focuses on the critical task of credit